Passive Open Enrollment

Our annual open enrollment period is a time when employees can add or remove dependents and make changes to benefit elections without a qualifying event.

2025 Open Enrollment for most of our benefits is PASSIVE. In most cases, employees who do not want to make any changes do not need to complete open enrollment.

IMPORTANT: ACTION MAY BE REQUIRED!

Please take note of the following important actions you may need to complete:

Benefit Changes: If you need to change your benefits, Open Enrollment is the time to do so.

Spousal Premium Credit: If your spouse or domestic partner is covered under our plan and you are eligible for the Spousal Premium Credit, you must submit an affidavit in MyTillamook/Life Events confirming that your spouse does not have access to coverage through their employer or is enrolled in the TCCA plan as secondary coverage.

FSA and DCRA Participation: If you wish to participate in the FSA or DCRA plans for 2025, please remember that elections do not roll over; you must re-enroll each year.

HSA Contributions: If you are enrolled in the HDHP for the 2024 plan year and wish to continue contributing to your HSA account, your election WILL automatically roll over. If you also contribute to a Limited Purpose FSA, that election WILL NOT roll over.

Pet Insurance Enrollment: If Trupanion currently covers your pets, you will need to enroll them in Nationwide starting January 1, 2025.

Dependent Care Subsidy: To receive the Dependent Care subsidy for 2025, TCCA will contribute up to $2,500 for dependent care expenses if employees contribute $1,000 or more.

Adding Dependents: If you add a dependent or domestic partner to your coverage, please upload proof of relationship documents to MyTillamook or submit them to People and Culture by November 8, 2024. Refer to the Dependent Eligibility: List of Acceptable Documents on the Well-being page for details.

Keep an eye on your mailbox! In December, Regence & Moda will mail new insurance cards to members. Delta Dental and Moda Vision will share the same card (no cards are needed for Willamette Dental).